Everybody’s hurting with the economy as it is now. Credit is practically impossible to find – if you have any hope of getting it, you better have the best credit report you can have.
If you need to clean up your credit, you might be tempted to pay a credit repair company to help repair your credit score. But here’s the secret: Everything they can do for you, you can do for yourself! In fact, often credit bureaus are more cooperative with a consumer wanting to fix their own credit than a credit repair company! (These they assume file fraudulent, nuisance claims hoping the sheer volume of the requests will work to their advantage.) So let’s take a look at the basic steps of self help credit repair.