Studies tells us that a lot of credit users are wary in using credit monitoring services for fear of identity and monetary theft. Probably this is the reason why people tend to look at the idea of online credit monitoring service in a negative way. Not only being a form of a credit monitoring service gives it a bad rep, the fact that it is online doubles the impact. People should be informed of the truth from the fallacy of online credit monitoring.
An online monitoring service can help ease the burden of people who are trying to keep track of their financial activities. Instead of pulling the credit history in three bureaus, which takes time and a lot of effort, they have the option of acquiring them online. It can even be viewed in any format they wish.