Bad debt credit cards are credit cards that have a debt on them that you owe that is late or otherwise unpaid for a period of over thirty days. If you are receiving collection calls from your lenders or even from third party debt collectors, getting new credit is very difficult to do. More so, it may be impossible. Therefore, you need to find a way through the debts you have to get back on track before applying for new credit accounts, including new credit cards, home loans and car loans. There are several ways to work through bad debt credit cards to get back on track.
Ways To Get Back On Track