California is a big state and it is home to millions of people. Not all inhabitants of California enjoy the sunshine of the State because a lot of them are trapped in the darkness of debts. Living in California has its perks but it can also be quite costly. People who try to live their lives the Californian way often find themselves in debt because such a lifestyle requires them to spend money freely.
It is often too late when people realize that they have already maxed out their credit cards and taken out too much consumer loans for comfort. Usually, these people have difficulties making ends meet, and they have no choice but to make late payments for their credit card debts. This will lead to other fees being added to the payments that are due every month. When this happens, it is very difficult to get out of debt.