There will come a time when you will have to stop working due to age and other factors. This usually comes when you are in your golden years and preparing for that time is essential. While you are still young and able to, you should try and make plans for your retirement. This can be done with a little perusal of your financial situation at an early stage in your life and making plans for your future as well as for your present. Doing a little financial planning and retirement planning can help you get the kind of life you should get.
Basically, a financial planning and retirement planning scheme is entirely doable by yourself. However, if you feel that you can do better with the help of a professional financial planner, go ahead and enlist the aid of one.