When individuals are considering the best way to go about having online identity theft prevention, they might also start to think about purchasing identity theft insurance so that they are not responsible for the charges accrued if they are targeted by a thief of this nature.
However, this insurance really is not needed or beneficial to the individual in most cases because it does not serve to cover the cost of the theft, it only covers the cost of dealing with the theft, such as any copies that are made, phone calls or mailing documents to prove that the theft has occurred.
Online identity theft prevention is better served by individuals becoming educated as to the ways that the thieves steal a person’s information online and thus can help to protect themselves from this type of theft.
Everyone should have some sort of security protection on their computer at home and in the office so that there are firewalls and monitoring services that happen on a regular basis to detect hackers and viruses that hackers will use to access information. Online identity theft protection begins with there, so that individuals do not visit fraudulent sites and are made aware of any dangerous activity right when it is occurring which reduces the chances for a hacker to get into their system.
Another tip for online identity theft prevention is to keep all passwords and account information in a locked file at home, rather than storing that information on the computer.
It is possible to store the information onto a thumb drive or other removable source, but when the information is used, it is important to delete the temporary files that the computer creates when such documents are opened once the individual is done with the information. That way the hacker does not have as much to use and it helps in online identity theft prevention.
Online identity theft prevention can also be served by erasing all cookies and web history on a regular basis so that the personal information that has been automatically stored by the computer as the individual has shopped online and done other activity is deleted and is not available for thieves to use. In addition, individuals should be very careful of opening any link from an email that has been unsolicited, and should never give out their Social Security number online unless they are the ones who initiated the contact with a particular place of business.