A lot of people do not bother getting pet insurance for their dogs and end up spending a lot of money on veterinary bills later on or worst, not being able to give their dogs the right medical care. If you are one of those people who have uninsured dogs at home, now is the right time for you to start looking for the right pet insurance for your dogs. Do not take the health of your pets for granted. Remember that your pets are just like human beings, they need more medical care as they grow older.
Getting An Insurance Policy
Dogs are generally easy to insure. There are many insurance companies out there that offer comprehensive pet insurance for dogs. However, not all these companies offer affordable pet insurance for dogs so if you have limited funds, you should do a little bit of hunting for affordable pet insurance policies. Moreover, you should know what factors that may affect the cost of your pet’s insurance policy.
For instance, the genetic conditions of your dog may increase or decrease the amount of pet insurance for dogs. Why is that? According to experts, pure breed dogs are more likely to inherit the genetic or hereditary defects of their parents.
These make them more expensive to insure. On the other hand, genetically engineered dogs or those designer dogs may harbor some genetic defects that can increase the cost of the medical insurance for your pets. The extra medical care that designer pets will need during their lifetime can make the insurance cost very high indeed.
Aside from the hereditary or genetic makeup of the dog, the age of the dog also affect the cost of the pet insurance for dogs. Puppies are generally more expensive to ensure than those dogs who are already a year or two years old.
Why? Puppies tend to be more prone to injuries and accidents compared to older dogs so their pet insurance policies are more expensive. If you have a puppy at home and you want to get him pet insurance for dogs, be prepared to pay a little extra amount for his accident and injuries.
Are All Dogs Eligible For Insurance Coverage?
Unfortunately, not all dogs are eligible for insurance coverage. Most insurance companies do not sell pet insurance for dogs to dogs that are 11 years old or more. Why? Most dogs are too sickly when they reach this age that most insurance companies would not dare gamble their money on them.