There are many boat dealer insurance policies to choose from when you buy a boat. Depending on the age of the boat, you may need to have it inspected to see if there is any damage that could cause the value of the boat to decrease. The present condition of the boat will also play a role in the amount of insurance you will qualify for and the amount you will pay in premiums.
Boat dealers that have been in business for a long time are usually certified in boat inspections and know what local marinas require in order to dock your boat. If you don’t want to dock your boat in a marina, you do not have to.