Before you can really learn about social security retirement information and actually understand it, you are going to need to become more educated on the issue of social security first and what it is.
Social security is a type of income that seniors receive once they are retired. The original Social Security Act and the current version of the Act as amended encompass several social welfare or social insurance programs, and this includes unemployment insurance, temporary assistance to needy families, and Supplemental Security Income, just to name a few.
Other social security retirement information that you should be aware of is on marriage, divorce and name changes. If you change your name, you need to make sure that you tell Social Security as well as your employer if you have one. This will assure that your earnings are properly reported by your employer and recorded in their records.
Divorce will also affect your future retirement benefits. If you are divorced after at least 10 years of marriage, you can collect retirement benefits on your former spouse’s Social Security record if you are at least 62 years old and if your former spouse is entitled to or is receiving benefits.
Now if you are collecting survivors benefits, you are able to switch to your own retirement benefits as long as you are eligible and your retirement rate is higher than the widow/widower’s rate. In many cases, you are able to begin receiving retirement benefits either on your own or your spouse’s record at age 62 and then you are able to switch to the other benefit once you reach the full retirement age, which varies from one state to another.
This social security retirement information is incredibly important for you to be aware of, and remember that there is always new and updated social security retirement information becoming available all the time.
Finding a Retirement Information Center
Besides learning about social security retirement information, another important retirement planning issue that you need to be concerned with is that of finding a retirement living information center.
This is somewhere that you can go to if you ever need further information on retirement living and planning, and where you can feel safe knowing that they are offering the most accurate and up to date information.
By becoming as educated as possible on the issue of retirement, you will feel more comfortable with the process overall and will ensure your future is safe and secure.